HELOAN

Get the cash you need WITHOUT refinancing -Similar to a cash out refinance, a home equity loan will provide you with a lump sum of cash; as much as 90% of your home's equity. It acts as a 2nd mortgage, where a cash out refinance transforms your first mortgage into a completely new mortgage.  CLICK HERE TO APPLY

We can get rid of your revolving credit card debt. We help you figure it out with simple approach and a low fixed interest rate.

How we help: We refinance your debt at a much lower rate than you are currently paying using the equity in your home so that you end up saving money with a lower payment each and every month.

Our home equity process is different: Usually we do not require a traditional appraisal. Unlike most lenders, we can lend up to 95% of your home’s value (assuming you meet our minimum credit score requirements). Your funds will be available within 2 to 4 weeks of initial application.

What's the difference between a Home Equity Loan & Home Equity Line of Credit?

HOME EQUITY LOAN
-Receive a lump sum of money upfront Fixed interest rate and a fixed monthly payment
-Lower interest rate compared to other loan options, such as a personal loan
-Can't take out more money for an emergency without another loan

Home Equity Line of Credit (HELOC)
-Access to a line of credit up to a certain amount.
-You choose how much (or how little) to use Variable interest rate -- your interest rate could decrease if your credit improves or market interest rates drop
-Lower interest rate compared to other loan options, such as a personal loan
-Credit line available for use as you see fit (including emergencies)
-Interest-only payment options 

CLICK HERE TO APPLY and connect with our Loan Experts to discuss your options!