Under federal law, you have the right to obtain a free copy of your credit report from each of the nationwide consumer reporting agencies once a year. 

To order your free annual credit report:
-On the web: Visit www.annualcreditreport.com 

-By telephone: Call toll-free: 1-877-322-8228 

-By mail: Mail your completed Annual Credit Report Request Form (which you can obtain from the Federal Trade Commission's web site at http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to: Annual Credit Report Request Service P.O. Box 105281 Atlanta, GA 30348-5281 

How can you get more information? For more information about credit reports and your rights under Federal law, visit the Consumer Financial Protection Bureau's web site at www.consumerfinance.gov/learnmore.